Rachel joined Deep Well’s Circles program as an adult working an entry level job while living with her mother. Most of her income was allocated to paying for an unreliable vehicle with an extremely high-interest auto loan. At the time this was her only option – Rachel did not have adequate credit to secure an affordable auto loan or an apartment of her own. She did not have enough work experience, or skills, to obtain a better paying job. She felt stuck. At Circles, Rachel learned how to build her credit quickly and was able to finance a reliable car and escape predatory lending rates. Additionally, she was able to begin taking classes at Technical College of the Lowcountry to enhance her skills. This higher education helped her land a better job and afford her own home. Today she works at a local medical clinic and enjoys having a reliable vehicle. Since joining the program her income has more than doubled and she no longer relies on others. Today Rachel is financially independent with a meaningful career.